Folio
Blog
Folio I · Brokerage for the World

The world is your portfolio.

Stocks, margin and crypto in one app, with interest on eligible idle cash.

See Folio in action
Early access availabilityEarly access availabilityChange
Illustrative example
Folio II

Investing was built with walls.

12345
  1. 1Wire fees
  2. 2Currency spreads
  3. 3Account minimums
  4. 4Settlement delays
  5. 5Not available in your country.

Folio took them down.

Folio III

Built for a world of investors.

Choose your country to see what Folio offers where you live.

Accepting limited beta access in Canada
Local currency
Canadian dollar (CAD)
Status
Accepting limited beta access.
Availability

Folio is not available in every country, and features vary by jurisdiction.

Feels familiar from the first tap.

  1. 1Create your account
  2. 2Verify your identity
  3. 3Add money in your own currency
Folio IV

From an idea to an investment.

Tokyo · 7203Amsterdam · ASMLLondon · SHELNew York · AAPLNew York · NVDA
01Find it.Shell trades in London. You see it in dollars.
Illustrative example

Receipt

Illustrative example
OrderBuy Shell plc
MarketLondon Stock Exchange
Amount$1,000.00
Exchange rate1 USD = 0.7412 GBP
Source: [FX SOURCE]
Price£27.84 a share
Quantity[QTY] shares
Folio fee[FEE]
FX spread[SPREAD]
Other costs[PASS-THROUGH COSTS]
Total$1,000.00
Settlement estimate[MEASURED TIME]
What you hold[OWNERSHIP STRUCTURE, stated exactly as the legal terms describe it]
Folio V

Start simple. Go further when you’re ready.

Stocks

Buy shares across markets in any amount, from one balance.

Illustrative example

Stocks, margin and crypto are separate account types. Each carries its own risks and protections.

Your next investment can wait.

Your cash doesn’t have to.

Folio VI

Between investments, keep earning.

[X.XX]%APY, variableAs of [DATE]How cash earnings work
$
$100$100,000
In a month, $2,750.00 could earn about$[X.XX]

Estimate. It assumes today’s rate stays the same for the whole period. The rate is variable and can change at any time. [ELIGIBILITY]

More capability. A clearer picture.

Folio VII

Margin, without the mystery.

See the trade. And the trade-offs.

Your money$8,000
Borrowed$2,000
Invested$10,000
$2,000
−20%
Position value$8,000.00
Your equity$6,000.00
Equity change−25.0%
Account healthHealthy, equity is 75% of the position
Line marks the 25% maintenance requirement [PLACEHOLDER]
Margin call if the price falls 73%, beyond this range.
Yearly borrowing cost$[COST] a year at [RATE]%

Price move −20%. Position value $8,000.00. Equity $6,000.00, down 25.0%. Margin call if the price falls 73%, beyond this range.

Illustration only. Not a recommendation.

Borrowing amplifies losses as well as gains. You can lose more than you deposit, and a margin call can force a sale at a bad time.

Read the margin risk disclosure
Folio VIII

Powered by blockchain. Felt by no one.

Folio uses blockchain infrastructure where it makes markets faster, more portable and more accessible. You don’t need a wallet. You don’t pay gas. You don’t need to know what any of that means.

Or press and hold the phone to look underneath.

seed phrasegas feeswallet address

Things you’ll never need to learn.

You never see the blockchain. You just feel it.

Folio runs on public blockchain rails. That’s what lets money cross borders and settle fast. You never open a wallet, sign a transaction or pay a network fee.

Under the hood
Folio IX

Simple to use. Open to scrutiny.

Your assets

The shares behind your stocks are held with one or more of Maerki Baumann & Co. AG, InCore Bank AG, Alpaca Securities LLC and GTN Europe Financial Services Limited, in accounts of the issuer, Backed Assets (JE) Limited, apart from Equity Credit Studio’s own. Custodians may use sub-custodians, and at GTN Europe the issuer’s assets may be held in pooled accounts with other customers’ assets. [WHICH PROTECTIONS APPLY, BY ACCOUNT TYPE].

How custody worksCustody

Your cash

Uninvested cash is held at [WHERE CASH IS HELD]. [WHICH PROTECTIONS APPLY, AND WHICH DO NOT].

Where your cash livesCash

Your orders

Orders are executed by [EXECUTING BROKER OR VENUE]. Every cost is itemized on your receipt.

How orders are executedExecution

Your data

[HOW PERSONAL DATA IS PROTECTED]. [WHAT FOLIO WILL NEVER DO WITH IT].

Privacy at FolioPrivacy

Folio is created by Equity Credit Studio.

[TWO-LINE COMPANY STORY: who Equity Credit Studio is, and why it built Folio.]

About Equity Credit Studio
Regulator
Custodian
Auditor
Marks appear in grayscale only once each relationship is confirmed.

Your portfolio, without borders.

Folio
Folio X

Your money already lives in a global world. Your brokerage should too.

FolioBrokerage for the World

Global markets. Zero borders. One app.

Investing. Investing involves risk, including loss of the money you invest. Examples on this page are illustrations, not recommendations.

Margin. Borrowing amplifies losses as well as gains, and you can lose more than you deposit. [MARGIN TERMS AND ELIGIBILITY]

Crypto. Crypto assets are highly volatile. Protections differ by account type. [CRYPTO TERMS]

Cash. The APY is variable, can change at any time and is shown with its as-of date. [ELIGIBILITY, SOURCE OF YIELD AND PROTECTIONS]

Availability. Folio is not available in every country, and features vary by jurisdiction.

Fees. [LINK TO FULL FEE SCHEDULE]

Legal entities. [ENTITIES AND REGISTRATIONS BY JURISDICTION]

Folio is a product of Equity Credit Studio.

© 2026 Equity Credit Studio